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Investing

When to Use a DSCR Loan: A Smart Move for Real Estate Investors

Debt Service Coverage Ratio (DSCR) loans have become an increasingly popular financing option for...

Christian Stover

June 26, 2025

Investing

What Are SBA Loans? Everything Small Business Owners Need to Know

If you're a small business owner looking for funding, chances are you've heard about SBA loans. B...

Christian Stover

June 11, 2025

Purchase

FHA Loans vs. Conventional Loans: Which is Right for You?

When it comes to buying a home in Florida—especially in competitive markets like Tampa—choosing t...

Christian Stover

May 20, 2025

Credit Tips

Mortgage Delinquency: How to Avoid It and What to Do If You’re Struggling

With mortgage delinquency now a top-trending Google search, many homeowners are understandably co...

Christian Stover

May 13, 2025

Purchase Home Tips

How to Use and Understand Mortgage Calculators

If you’re thinking about buying a home, you’ve probably searched for a mortgage calculator online...

Christian Stover

May 13, 2025

Purchase

Mortgage Rates in April 2025: Navigating the Impact of Tariffs

As of April 2025, mortgage rates are experiencing significant fluctuations, influenced by recent ...

Christian Stover

April 23, 2025

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

LEARNING CENTER

When to Use a DSCR Loan: A Smart Move for Real Estate Investors

What Are SBA Loans? Everything Small Business Owners Need to Know

FHA Loans vs. Conventional Loans: Which is Right for You?

Mortgage Delinquency: How to Avoid It and What to Do If You’re Struggling

How to Use and Understand Mortgage Calculators

Mortgage Rates in April 2025: Navigating the Impact of Tariffs

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