ABOUT US

Why Us?

The REdepot Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are!

The goal here at REdepot Financial Services is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The REdepot Financial Services name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give a call anytime or feel free to utilize any of the interactive tools offered throughout the site. The experienced professionals here look forward to working with you!

Why Us?

The goal here at REdepot Financial Services is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The REdepot Financial Services name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give a call anytime or feel free to utilize any of the interactive tools offered throughout the site. The experienced professionals here look forward to working with you!


Meet Our Staff!

Christian Stover

Christian Stover

Managing Member/MLO

NMLS # 1408591 - Licensed in FL & TX

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As the Principal Loan Officer at REdepot Financial Services, Christian is dedicated to building honest, long-lasting relationships with clients, Realtors, and industry partners. Known for his clear communication and dependable service, Christian takes pride in guiding borrowers through the mortgage process with transparency and care. Whether you're buying your first home or partnering as a Realtor, Christian is committed to delivering trusted results every step of the way.

EMAIL CHRISTIAN

Christian Stover

Principal Loan Officer

NMLS # 1408591 - Licensed in FL & TX

As the Principal Loan Officer at REdepot Financial Services, Christian is dedicated to building honest, long-lasting relationships with clients, Realtors, and industry partners. Known for his clear communication and dependable service, Christian takes pride in guiding borrowers through the mortgage process with transparency and care. Whether you're buying your first home or partnering as a Realtor, Christian is committed to delivering trusted results every step of the way.

Robert Mitchell

Mortgage Loan Originator

NMLS # 1100680 - Licensed in FL

I relocated to Tampa Bay nearly 20 years ago after graduating from the University of Kentucky. As a licensed Realtor® (MLS: SL3351668), Mortgage Loan Originator (NMLS: 1100680, Sponsored by REdepot Financial), and Title Signing Agent, I serve as your single point of contact throughout the entire real estate journey—from pre-approval to closing.

With over 18 years of local experience, I combine cutting-edge technology with old-fashioned values like integrity, consistency, and treating others how I want to be treated. I offer complimentary start-to-finish project management and have built a trusted network of passionate, client-focused professionals across all aspects of real estate.

I'm known for being a tenacious advocate, skilled negotiator, and a firm believer that buying or selling a home should be guided by someone who genuinely cares about your best interests.

Robert Mitchell

Mortgage Loan Originator

NMLS # 1100680 - Licensed in FL

I relocated to Tampa Bay nearly 20 years ago after graduating from the University of Kentucky. As a licensed Realtor® (MLS: SL3351668), Mortgage Loan Originator (NMLS: 1100680, Sponsored by REdepot Financial), and Title Signing Agent, I serve as your single point of contact throughout the entire real estate journey—from pre-approval to closing.

With over 18 years of local experience, I combine cutting-edge technology with old-fashioned values like integrity, consistency, and treating others how I want to be treated. I offer complimentary start-to-finish project management and have built a trusted network of passionate, client-focused professionals across all aspects of real estate.

I'm known for being a tenacious advocate, skilled negotiator, and a firm believer that buying or selling a home should be guided by someone who genuinely cares about your best interests.

Max Benner

Mortgage Loan Originator

NMLS # 1770063 - Licensed in FL

With 9 years of experience in the mortgage industry, I specialize in Conventional, Jumbo, and Investment Property loans. My approach is simple: put the client first, communicate clearly, and make the process as smooth and efficient as possible. I’m committed to providing fast approvals, personalized solutions, and expert guidance every step of the way. Whether you’re buying your first home, expanding your portfolio, or refinancing, I’m here to help you reach your goals with confidence and ease.

Max Benner

Mortgage Loan Originator

NMLS # 1770063 - Licensed in FL

With 9 years of experience in the mortgage industry, I specialize in Conventional, Jumbo, and Investment Property loans. My approach is simple: put the client first, communicate clearly, and make the process as smooth and efficient as possible. I’m committed to providing fast approvals, personalized solutions, and expert guidance every step of the way. Whether you’re buying your first home, expanding your portfolio, or refinancing, I’m here to help you reach your goals with confidence and ease.

Heather Ayral

Mortgage Loan Originator/Administrator

NMLS # 2597097 - Licensed in FL & PA

I’m committed to helping individuals and families find the right financing solutions to achieve their homeownership goals. I take pride in offering personalized guidance, clear communication, and a smooth lending experience from pre-approval through closing. Whether you're a first-time homebuyer, refinancing, or investing, I work hard to ensure you feel confident and informed every step of the way. With a focus on trust, transparency, and excellent service, I’m here to make the mortgage process as simple and stress-free as possible.

Heather Ayral

Mortgage Loan Originator/Administrator

NMLS # 2597097 - Licensed in FL & PA

I’m committed to helping individuals and families find the right financing solutions to achieve their homeownership goals. I take pride in offering personalized guidance, clear communication, and a smooth lending experience from pre-approval through closing. Whether you're a first-time homebuyer, refinancing, or investing, I work hard to ensure you feel confident and informed every step of the way. With a focus on trust, transparency, and excellent service, I’m here to make the mortgage process as simple and stress-free as possible.

Phannida Pisanwanitkul

Mortgage Loan Originator

NMLS # 2054570 - Licensed in FL

With a wealth of experience in the mortgage industry, I bring comprehensive knowledge of various mortgage products, including conventional loans, FHA loans, VA loans, and Jumbo mortgages. My expertise lies in analyzing financial documents, assessing creditworthiness, and guiding clients through every step if the mortgage application process.

**Multilingual in Thai, Laotian, Cambodian, Chinese & English

Phannida Pisanwanitkul

Mortgage Loan Originator

NMLS # 2054570 - Licensed in FL

With a wealth of experience in the mortgage industry, I bring comprehensive knowledge of various mortgage products, including conventional loans, FHA loans, VA loans, and Jumbo mortgages. My expertise lies in analyzing financial documents, assessing creditworthiness, and guiding clients through every step if the mortgage application process.

**Multilingual in Thai, Laotian, Cambodian, Chinese & English**

Steven D. Hart

Mortgage Loan Originator

NMLS # 365727 - Licensed in FL

My mission is to make the home financing process easy, efficient, and tailored to your unique needs. I understand that every borrower’s situation is different, which is why I take the time to listen, educate, and guide you through your options. Whether you're buying your first home, upgrading, or refinancing, I’m here to help you secure the best loan solution with confidence. With a strong focus on communication, reliability, and results, I strive to deliver a stress-free experience from application to closing.

Steven D. Hart

Mortgage Loan Originator

NMLS # 365727 - Licensed in FL

My mission is to make the home financing process easy, efficient, and tailored to your unique needs. I understand that every borrower’s situation is different, which is why I take the time to listen, educate, and guide you through your options. Whether you're buying your first home, upgrading, or refinancing, I’m here to help you secure the best loan solution with confidence. With a strong focus on communication, reliability, and results, I strive to deliver a stress-free experience from application to closing.

Start Your Home Loan Process With REdepot!

GET STARTED TODAY!