Florida’s Disaster Tax Exemption: What Homeowners in Tampa Need to Know

Heather Ayral

August 6, 2025

Florida’s New Permanent Tax Break for Emergency Supplies

Living in Florida—especially near the coast—means being prepared for hurricane season is part of life. As of August 1, 2025, the State of Florida has made it permanently tax-free to purchase a variety of emergency preparedness items. That means Tampa homeowners can now stock up year-round without waiting for a short-term tax holiday.

At REdepot Financial Services, we know homeownership comes with responsibility—and this new law helps reduce the cost of protecting your investment.

What Items Are Now Tax-Free?

The following items are now permanently exempt from sales tax in Florida:

  • Batteries – AA, AAA, C, D, 6-volt, and 9-volt

  • Portable generators (up to 5 gallons)

  • Gas or diesel fuel cans (up to 5 gallons)

  • Tarps and tie-down kits (including ground anchor systems)

  • Smoke detectors and carbon monoxide alarms

  • Fire extinguishers

  • First aid kits

  • Insect repellent

  • Sunscreen

  • Life jackets and bicycle helmets

Other items like bottled water and canned goods remain tax-free as well.

Why This Matters to Tampa Homeowners

As a mortgage lender, we often remind homeowners: preparedness protects more than just property—it protects people and long-term financial stability. Here's why this tax exemption matters:

  1. Affordability – Save on essential items without state or local sales tax.

  2. Flexibility – Shop for supplies any time of year—no need to rush during short tax holidays.

  3. Peace of Mind – Preparedness can help reduce damage and risk during storms, which can affect insurance claims, property value, and even mortgage servicing.

Final Thoughts from REdepot Financial Services

Buying a home in Florida means understanding how to protect your property year-round. This new permanent tax exemption is one more tool that helps you stay ready without breaking the bank.

At REdepot Financial Services, we’re committed to helping you make smart decisions—not just when buying a home, but in how you protect it over time. From affordable mortgage options to homeownership tips, we’re here to support your journey every step of the way.

📍 Located in Tampa, FL and serving clients across the state.

Need help navigating homeownership in Florida?
Contact us today for guidance on loans, refinancing, and how to prepare your home for hurricane season.

Sources:
https://www.avalara.com/blog/en/north-america/2025/02/florida-2025-sales-tax-holidays.html
https://www.gulfcoastnewsnow.com/article/hurricane-prep-tax-exemption-list-florida-list/65255917
https://floridarevenue.com/DisasterPrep/Documents/2024/2024%20Disaster%20Preparedness%20Sales%20Tax%20Holiday%20-%20External%20FAQs%20-%20Consumers.pdf
https://www.osceola.org/News/Florida-Implements-Permanent-Sales-Tax-Exemption-on-Hurricane-Supplies-Starting-Aug-1
https://floridarevenue.com/taxes/tips/Documents/TIP_24A01-04.pdf

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